Archive for the ‘You are really pissing me off’ Category

April 21, 2012
Filed Under (You are really pissing me off) by svana

The original title of this post was, “CIBC fucked me and didn’t buy me dinner first”. I started thinking that perhaps that title didn’t express  the situation fully.

If this offends you, change the channel. I could care less about offending someone who works for this worthless bank. This is a post about my experience, not yours.

For many years I have delighted in the fact that I have not been CIBC customer. I have, in the last 20 years, witnessed a level of incompetence that could only be rivaled by a brain-addled dog trying to breed a snail. From allowing massive over-contributions to TFSA’s, to botching a basic transfer of an investment account…and please do not even get me started on the tellers!

Very recently, I spent 45 minutes of my life trying to convince one CIBC collections agent that the person they were looking for could not be found at my office number. No joke, this person demanded I provide proof that the telephone number they called had been mine for the last 15+ years!

<cue circus music>

In 2011, CIBC purchased the credit card assets of CitiBank.

<Wait, what?!? I have a CitiBank Mastercard>

Uh oh.

In August 2011 I received a letter saying:

“At some indeterminate time in the kinda/sorta future, we’ll send you a new CIBC credit card. Please be a good little lamb and activate it.”

Gotta admit, I was a bit gobsmacked by the loose time frame I received, and to be sure, I was none too pleased with this turn of events. I really didn’t want to be a CIBC lemming <cough> client. However, I held out hope that this might be a good thing and decided to wait. Not one of my shining moments of fore-thought.

Along comes January 2012. I get home from a day at the office  to see that a message is waiting for me. It’s CIBC calling, I am being requested to activate a card that I have not yet received. Hrmmm. Time to call these guys, I suppose. And call I did…

Me: Dials number and follows voice prompts.

CIBC CSR: THANK YOU for calling CIBC my name is FRED. HOW can I HELP you?

Me: Hi Fred, I’m confused about a message that was left on my voice mail. Perhaps you can shed some light on it?

CIBC FRED: SURE!!! WHAT seems to BE the PROBLEM?

Me: Um, well, FRED, I am being asked to activate a card I do not have. Nor have I received one as yet.

CIBC FRED: REALLY? Are YOU SURE you haven’t received YOUR NEW CIBC PLATINUM MASTERCARD?

Me: Yeah, I’m sure.

CIBC FRED: We’ve had CLIENTS that don’t open THEIR mail.

Me: Ah, well…no, I open my mail.

CIBC FRED: ARE you SURE.

Me: Yes, Fred. I am certain.

CIBC FRED: WELL then, your new CIBC PLATINUM MASTERCARD must have been lost by CANADA POST.

Me: Erm…

CIBC FRED: YOU SEE, Canada Post LOST a whole batch of new MASTERCARDS that we sent out in NOVEMBER.

Me: Wait, what? November?

CIBC FRED: YES, November! In FACT your MASTERCARD  was mailed out on or AROUND November 5th.

Me: And it took better than two months for someone to ask me why I hadn’t activated my card as of now?

CIBC FRED: WELL, we have been busy following up with EVERYONE  from the CITI MASTERCARD purchase.

Me: Ok, Fred…I get it. (me thinking: You are too busy trying to emphasize the right words in your script to do your damn job)

CIBC FRED: I’ll TRANSFER you to the MASTERCARD department so you can get a REPLACEMENT CARD. They will BE HAPPY to help you.

Me: Actually Fred, I can’t look into that at the moment but I will call back later tonight.

CIBC FRED: OKEY DOKEY, THANK YOU FOR CALLING CIBC and have a nice day.

As a side note, Fred was really beginning to annoy me and I had a kid to pick up from school. I figured it could wait.

When I got back from picking the kid up from school, guess who had called and left a message about me activating a CIBC PLATINUM MASTERCARD. Really? What was this, nag by voice mail? I decided to wait on my call back until I got soothed by my spouse.

After supper, my tummy happily full, my annoyance soothed by my reasonable spouse…my very helpful kid reminded me to call CIBC back. As a dutiful Mom, I complied.

What ensued was a clusterfuck of epic proportions. Not only did the CIBC rep not give a flying fig that the whole batch of new CIBC Mastercards were lost, but pointed out to me that I was the only person who seemed to care about this fact. They also intimated that if I was really concerned I would have called them a week after the Mastercards were mailed to follow up.  I responded with two very simple points:

1) Did I receive a letter indicating a solid date of when the new Mastercard was to be mailed? NO, I did not.

2) Am I the client, or is CIBC the client? I am the client, it is YOUR job to provide service.

The CIBC rep then responded with, “Well, the card can still be used until the expiration date. If that’s what you really want to do”. My instant response was <HELL YES>, “Thank you, I will do that. I will also consider whether I wish to continue to do business with CIBC. Thank you so much for providing such clarity”.

You ever miss the days of slamming the phone down with petty satisfaction? I did that night.

You might be asking yourself why I didn’t just get a new card and card number. I asked that too. What I came back with was pretty simple. I had a purchase on this card, that required me to present said card to collect the purchase, and, I have had the same number since the 90’s…dammit, I had the blessed thing memorized! My reasons may seem small and petty, but they felt right to me.

Fast forward to April 19, 2012. CIBC Liberation Day!

Lo and behold, my card no longer works. According to the “manager” I spoke to on the CIBC phone lines, my card had been “dis-activated”. What the hell are you talking about, “dis-activated”?  Then, the “manager” tells me she “empathizes with me”. Lady, you can’t even pronounce it, much less use it. I looked at my supportive spouse, and I started to laugh at the “manager” on the phone, and softly pressed the END button on the phone.

Me: Well, that tears it.

Spouse: What’s going on?

Me: Just taking care of something, one sec. (logging into online banking and paying balance on CIBC Mastercard and writing confirmation number down)

Me: We are no longer clients of CIBC, you want to call? I’m not sure I can be calm with the CSR.

Spouse: Call after supper, you’ll be better by then.

Me: Ok.

And call I did.

The lovely gal was “sad” to see me close our account, and hastened to remind me that I was still bound by the CIBC Mastercard Agreement. I pointed out that as I never had a CIBC Mastercard in my possession, nor did I ACTIVATE a CIBC Mastercard, the Agreement could be argued by my lawyer. She then noted that I would still be bound by my CitiBank Mastercard Agreement, to which I laughed at as well. Since my Citibank Mastercard had been “dis-activated” by CIBC, that same agreement was also null and void. Sorry Pun’kin, not gonna work. All the systematic billings that were set up, have been stopped…all three of them.

Pun’kin: Please destroy the Mastercard.

Me: I will gleefully chop it into little bits as soon as I have that last purchase in my hands…and I’ll mail you the wee bits to prove that I have done as you asked.

Pun’kin: (a bit less cheery) That won’t be necessary.

Me: Thanks so much, buh-bye!

So, why the title of CIBC versus Porn? As far as I’m concerned, CIBC showed as much sensitivity to their new Mastercard clients as the guy that uses spit as a lubricant in a porn.  Both are the same rank of disdain and lack of concern for the person they are going to fuck.

Side note: The names of the CSR’s have been changed to protect their privacy. The company name remains unchanged to protect others.

 

 

 



May 03, 2009
Filed Under (HUH?, You are really pissing me off) by svana

Last I heard, it was considered impolite to eavesdrop. Largely because you will hear things that are not intended for your ears or things that do not involve you. Simply put….don’t be a nosey bugger! This particular issue arises because a co-worker of mine stood outside my office door and listened to a telephone conversation. In and of itself, not a bad thing, as I was not gossipping about my fellow office mates but rather it involved a personal topic of spirituality. I work across the hall from some rather devout Baptists…and when their erstwhile leader hears me discussing topics of unconventional spirituality…it becomes a top priority to “save my immortal soul”.

Sheesh!

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February 26, 2009

I just don’t understand why people think actors are required to be anything more than what they are…people.

I popped on to cnn.com today to poke about and saw an entertainment headline that demanded that one extra click of my mouse. “Brangelina get slammed for being smug!” I watched the video clip of a writer for the New York Post, Danica Lo, spouting off about the awards ceremonies and Brad Pitt and Angelina Jolie.

Danica…with the biggest baseball bat wielded from me here at the wee Ruthless Compassion…pull your head out of your ass…It may help clear your vision.

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February 07, 2009
Filed Under (HUH?, You are really pissing me off) by svana

I read a column in the Globe and Mail recently that left my jaw on the floor, and me speechless…which doesn’t happen often. When the inability to articulate hits me it’s usually followed by a very loud tirade filled with expletives. Funnily enough, it was the comments posted by the other readers that made me the most furious. Since everyone has an asshole and an opinion, I’ll toss my ass into the ring right along with my opinion.

The column was about a man who decided not to have a vasectomy, he chickened out. Normally this wouldn’t be a big issue, but he and his wife conceived after he was supposed to have had his vasectomy and have three kids already…hence the need for a vasectomy. After lying to his wife, knocking her up, looking at a termination of the pregnancy, living on a shoestring…he’s trying to figure out how to smooth things over.

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October 10, 2008

I have been getting more and more disturbed by the actions of our medical community when they are faced with STI’s like HPV.

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September 29, 2008

This post is for the ladies of The View.

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September 25, 2008
Filed Under (Politics, You are really pissing me off) by svana

I am furious.

Sarah Palin and her cronies have pissed me off one too many times for me to continue to be silent. This woman so proudly displays her ignorance and lack of understanding far too much and with far too much arrogance. I will not sit quietly by while this ignoramus, hockey mom, pitbull with lipstick (I apologise to pitbulls) besmirches a gentle path of faith to gain popularity points with the good people of Alaska.

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September 12, 2008

On September 7th, I lost my husband and child…to Spore.

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September 11, 2008
Filed Under (You are really pissing me off) by svana

Seven years have passed…seven years for us to show we can sustain compassion and understanding.

We failed…utterly and completely.

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August 28, 2008
Filed Under (You are really pissing me off) by lovefrump

An actual add taken from Kijiji:

Wanted: Couple stuck paying for their wedding themselves – Need advice!!

Street address: 575 queens Avenue, London, Ontario, N6B 1Y9 View map
Location: London, Ontario
Date Listed: 12-Aug-08

We both work full time and we are getting married in October of 2009.

Our problem begins with both sides having parents who barely make enough to survive day to day let alone help pay for a wedding of any size.

We want to keep our budget as low as possible since every cent comes from our pockets.

We have already had to cut our catering down from 100 people to 40-50 to keep the major expense down to around $5k

I need ideas of how to cut costs and still give my girl the wedding of her dreams. I could also use stag and doe game ideas that helped make a lot of money etc.

If any millionaires are reading this and want to perform a good deed of the year, please feel free to contact us as well. If you can donate any services, catering, limo’s, dresses, suits, decorations, trip for the honeymoon, anything the wedding requires, I would be extremely appreciative. I know it seems a lot to ask for but my Fiance Lacy deserves anything I can do to help make her dream a reality.

You can email me at mailto:sboyle@infotech.com or mailto:iownhardknocks@hotmail.com
or call me at 519-601-0933 after 5pm.

I was astounded when my husband read this aloud to me. I have got to tell you, I am still shaking my head, so this entry is for you, Mr.Boyle.

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